With Our Professionalism, Knowledge and Technology-----and your good* credit, THE $$$$$$

is in YOUR--

*Includes persons with a past history of bad credit, or you just want to start over again, and have minimal credit or don't have any credit!

COLORADO MORTGAGE LOANS ARE AVAILABLE, COLORADO MORTGAGE LOANS ARE EASY TO ACCESS PERTINENT INFORMATION, COLORADO MORTGAGE LOANS NEED TO BE COMPARED, COLORADO MORTGAGE LOANS HAVE MANY DIFFERENT PROGRAMS FOR YOU TO CONSIDER, COLORADO MORTGAGE LOANS, RECOMMENDS, GETTING APPROVED BEFORE YOUR HOME SEARCH. IT WILL INCREASE YOUR NEGOTIATING POWER!

DENVER COLORADO MORTGAGE LOAN INFORMATION

AN EXAMPLE OF A QUALIFYING WORKSHEET, (CONVENTIONAL) FOR A $ 90,000.00 HOME

• GROSS MONTHLY INCOME (includes income before any deduction for personal taxes)..................$ 3,000.00

• STANDARD HOUSING RATIO@ 28% (THIS RATIO IS INTENDED AS A GUIDELINE ONLY.)=$ 840.00

• ALLOWABLE OTHER DEBT RATIO@36% (THIS RATIO IS INTENDED AS A GUIDELINE ONLY.)=$ 1,080.00

• ALLOWABLE OTHER MONTHLY RECURRING DEBTS. THIS IS PART OF THE 36% DEBT RATIO. (includes all fixed monthly payments, auto, credit cards, child support, child care, etc.)=$ 350.00

• YOUR REMAINING SPENDABLE INCOME: $ 730.00

NOW THE REST OF THE STORY!

(TO PURCHASE YOUR HOME)

EXPENSES REQUIRED FOR YOUR PURCHASED HOME. (based on your above salary and debts)

• APPROVED MAXIMUM PRINCIPAL AND INTEREST MONTHLY PAYMENT@$ 600.00

• TAXES, INSURANCE, MIP, PMI, AND HOA DUES@$ 130.00

• MAXIMUM MORTGAGE AMOUNT @8.0%

• REQUIRED 10% DOWN ($ 9,000) ON THE $ 90,000.00 PURCHASE PRICE

*HOUSING RATIO OF 28% AND 36% ARE INTENDED AS GUIDELINES ONLY. EACH LENDER AND LOAN PROGRAM HAS QUALIFYING CRITERIA BASED ON VARYING FACTORS AND MAY DIFFER FORM THE INFORMATION SHOWN HERE. THAT'S WHY YOU SHOULD CONTACT YOUR MORTGAGE BROKER FIRST. START WITH THE FINANCIAL FACTS, BEFORE YOU DREAM OF YOUR HOME. THEN YOU CAN ACQUIRE YOUR DREAM HOME!